Terms of Service

1. Acceptance of Terms

By accessing or using the Bluedot platform (“Platform”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not use the Platform. These Terms constitute a legally binding agreement between you and Blue Dot Technologies DMCC (“Bluedot”, “we”, “our”, “us”).

2. Platform Description

Bluedot is a tokenized real estate investment platform that enables investors to purchase fractional ownership interests in Dubai real estate through digital tokens. The Platform operates under licenses and authorizations issued by relevant UAE regulatory authorities including VARA.

We provide the following services: property listing and discovery, token issuance and management, secondary marketplace, portfolio tracking and reporting, and KYC/AML compliance processing.

3. Eligibility

You must be at least 18 years of age to use the Platform. You must have the legal capacity to enter into binding contracts in your jurisdiction. You must not be a resident of any jurisdiction where the use of the Platform is prohibited by law. You are responsible for ensuring your use of the Platform complies with all applicable laws in your jurisdiction.

4. KYC/AML Requirements

All users must complete our Know Your Customer (KYC) verification process before making any investment. You agree to provide accurate, complete, and current information. We reserve the right to refuse service, close accounts, or restrict access if we cannot verify your identity or if we detect suspicious activity.

5. Investment Risks

Investments on Bluedot involve significant risks including potential loss of capital. Past performance is not indicative of future results. Projected returns are estimates only and are not guaranteed. Real estate markets can decline. Token liquidity on the secondary marketplace is not guaranteed.

You acknowledge that you have read and understood the Risk Disclosures in our Compliance documentation before investing.

6. Fees and Charges

Our fee schedule is published transparently on the Platform. Fees include a 2% platform fee and 1% tokenization fee on entry, approximately 8% property management fee on rental income, and 1-2% exit fee on secondary market transactions. Fees may be updated with 30 days notice to existing users.

7. Intellectual Property

All content, software, trademarks, and other intellectual property on the Platform are owned by Bluedot or its licensors. You may not copy, reproduce, distribute, or create derivative works from any content on the Platform without our express written permission.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Bluedot shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total liability to you for any claim shall not exceed the fees you paid to us in the 12 months preceding the claim.

9. Governing Law

These Terms are governed by the laws of the Dubai International Financial Centre (DIFC). Any disputes shall be subject to the exclusive jurisdiction of the DIFC Courts.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via email and platform notification with 30 days advance notice. Your continued use of the Platform after such notice constitutes acceptance of the updated Terms.

11. Contact

For questions about these Terms, please contact us at legal@bluedot.io or write to: Blue Dot Technologies DMCC, DIFC, Dubai, UAE.